"Cash advances have turn out to be quite popular among working Americans who are currently going through short-term cash flow problems and urgently need cash before next pay day. Although these short-term cash loans bear a high rate of interest with all of them, they are often the best choice for customers who want to pay for other obligations such as credit accounts, rent/mortgages, car payments, and overdraft checks. All of these types of bills have high late payment fees with them that can quite easily be more costly than a finance charge on payday loans.